SIMULTANEOUS FORUM: Governance and democratic decision process
"I am participating in the International Summit of Cooperatives because…"
“I am a staunch supporter of the social economy and believe that every step helps promote the movement around the world.”
Born in France and trained as a geologist, Gérard Andreck has been Chairman of Macif Group since 2006, after being Managing Director since 1997. He joined the mutual insurance company in 1969 and subsequently rose through the ranks.
Responsible for modernizing Macif, he transformed the company from a mutual that specialized in property insurance (car, home, etc.) into a group that offers a diverse range of insurance products and services while still remaining true to its roots.
Andreck is a staunch supporter of the social economy. Between 1991 and 2011, he chaired the Centre des Jeunes Dirigeants de l’Économie Sociale (CJDES) and the Conseil des Entreprises, Employeurs et Groupements de l’Économie Sociale (CEGES). Drawing on his knowledge of governance rules for mutuals, he published a report1 on the subject for the Groupement des Entreprises Mutuelles d’Assurances (GEMA), of which he has been chairman since 2008.
Since 2010, Andreck has also been a board member of the Conseil Économique, Social et Environnemental (CESE), and in April 2012, he was made a Knight of France’s Legion of Honour.
Andreck is a sports enthusiast who enjoys playing basketball and soccer. He is also a long-distance runner and regularly participates in marathons around the world.
1. La démocratie, principe de gouvernement des mutuelles du GEMA
About the Macif Group
Macif was founded in 1960 by a group of merchants and manufacturers. This mutual initially specialized in property insurance (auto, home, etc.). However, to meet its members’ changing needs, it gradually diversified its range of activities. Today, Macif is a group that works in the areas of health and welfare, savings, life insurance, and banking services.
With 9,200 employees and over 4.8 million members, it is the leading car, motorcycle, and home insurance provider in France (in terms of number of contracts: close to 10 million). In 2011, the Group had sales of 5.6 billion euros.
Since Macif is a social enterprise, it has no shareholders and no share capital, it is run democratically based on the principle of “one person, one vote,” and its profits are indivisible. In 1987, to maintain a human dimension and direct contact with its insureds, Macif adopted an organizational structure that divided it into 11 regions. It has a 3-tiered system of governance: members elect their regional representatives (2,000 delegates in total), who in turn elect the members of their regional committee, who then elect the members of the national board of directors.
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